Ray Liu

Hi there! I’m Ray Liu, your friendly neighborhood State Farm agent. As the final days of summer bring warm sunshine across Utah and fall begins to peek around the corner, it’s a great time to check in on your plans and make sure you and your family are protected and prepared for the season ahead.

I’m passionate about providing exceptional care to our customer, dedicating countless hours to ensure they receive the support they need. With deep roots in the local area, I've spent over a decade working in Riverton and Bluffdale, and nearly 2 decades in the surrounding areas in Utah. My commitment is to provide our community the help and support they truly need through personalized insurance and financial services. We partner with our local businesses and community to truly make an impact in Utah. I have nearly 20 years of experience in customer service and team development through leadership roles at AT&T, Verizon, and T-Mobile, so I bring some unique skills to enhance your experience. Here at Ray Liu State Farm, you don’t only get a passionate and committed agent, but we strive to have a high caliber team and culture to make your experience memorable!

I am proud to say that I am a second generation Asian American! My parents were refugees seeking a better life, and they had very little and at times even lacking shoes to walk in the snow to go to school and work. My parents taught me that with hard work, anything is achievable! Having lost my father to cancer at a young age, I experienced firsthand the critical importance of life insurance. This personal journey not only gave my family a better life, but it inspired me to become a State Farm agent, where I can help others with their needs but also help them understand the value of protecting your loved ones and preparing for retirement, empowering families and communities to secure a brighter future.

When I’m not working, you’ll find me enjoying outdoor activities, from snowboarding to hiking, and spending quality time with friends and family. I strive to create a professional yet fun and casual atmosphere in every interaction, and the greatest compliment I could receive is when a customer recognizes my team for our outstanding people skills and dedication to service. Together, let’s plan for the unexpected and build a secure future for you and your family!

Our office is kid and pet-friendly, so bring your little ones and furry friends. Give us a call or visit for a free quote, we look forward to meeting you!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Ray, your local State Farm agent in Riverton, UT, is here to help.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Ray in Riverton can walk you through your options.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Ray works with Riverton residents to find coverage that fits.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Connect with Ray for insurance guidance in Riverton.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. In Riverton, you can count on Ray for personalized service.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Ray is here to help your Riverton household feel covered.